Owning a car in a place like New York City has its risks. A stereo could be stolen, or someone could scratch up the paint job. Common wisdom would be that in rural Kentucky, your auto would be safe from abuse. Chris Morgan, of Casey County, didn't have a run-in with teenage vandals, but he did awake to find his Chevy Tahoe torn up. The culprit this time was a black bear, and the bill for repairs reached $3,000.